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Personal Finance

Personal Finance Thu Jul 19 2018 14:00:55 GMT+0000 (UTC)
WHERE THE PARTY'S AT -- If you’re trying to maximize your credit card rewards, you might have tried to pay your monthly rent or utility bill to rack up points or miles. But when you got to the final payment screen, you likely stopped short when you saw that they d
It's a great time to be a frugal music lover, because there are so many options these days. One of my favorite aspects of music is that it doesn’t only remind us of the pastit can actually bring us to inhabit a memory, simply by provoking a
The Pennsylvania Supreme Court ended months of potential legal jeopardy for Philadelphia's controversial sweetened beverage tax on Wednesday, 18 July 2018, when it ruled that the tax would be considered to be lawful under Pennsylvania's state constit
After you've spent a lifetime investing for retirement, it can feel very different to invest in retirement. Many retirees are hesitant to start withdrawing from the nest eggs they've carefully built over the years. And, they sometimes feel especially
Theres a reason why most people equate buying a home with settling down. Buying a home generally means your life is stable, your job isnt in danger and youre probably married or in a serious relationship. If youve reached this stage of adulthood, it
We all know someone in debt or someone who simply makes poor money choices. It could be a friend, a family member, a child, even a co-worker–here’s how to help others with their finances. Money issues transcend all walks of life.
My free year of Sprint Unlimited service ends this month, and I’m moving on before I get charged $100 a month + postpaid taxes for 2 lines. It was nice paying under $8 per month, but I was also stuck with slow data speeds (3G?!). Today, I s
If you get to the end of the month and think about stretching your paycheck by skipping auto insurance, youre taking a big risk. Have a quick read of some of the risks below, and youll see just how important it is. It offers you protection in the eve
Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: How to Have a Staycation! Learn about planning and budgeting for a sta
Yesterday at the Financial Careers forum on Reddit, a user named /u/unfoldcareers posted some useful advice for job-seekers. “I’ve reviewed and screened thousands of resumes,” /u/unfoldcareers writes, “and I&am
When it comes to investing, do you play it safe or do you risk your money in hopes of a big return? Your answer today might not be the same next year, or even next month. Here’s when you should reassess your risk tolerance. At some point in
The yield curve is a curve on a graph in which the yield of fixed-interest securities is plotted against the length of time they have to run to maturity. A yield curve is almost always upward sloping, a sign that the economy is functioning properly.
Are You Down With OPP? (Other People’s Money?) (Big ups to A. Money for naming this series for us, haha… OPP – clever!) Welcome to Round II of Other People’s Money! Where we blast out juicy numbers for everyone
How well are typical American households faring through this point of time in 2018? To answer that question, we're going to turn to a unique measure of the well-being of a nation's people called the "national dividend". The national dividend is an al
France is one of the most visited countries on Earth, and its capital city of Paris remains one of its biggest draws. This thriving metropolis boasts everything you could want in a European getaway — historic landmarks, world famous art, am
Welcome back to the collaboration between Mint and Brewing Happiness. Im Haley, the girl behind Brewing Happiness a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody! Im here to give you tips o
Andrews Federal Credit Union has a few share certificate specials that may be of interest. Thanks to reader GS for the tip. 9-month CD at 2.75% APY 55-month CD at 3.05% APY 17-month CD at 2.25% APY 30-month CD at 2.55% APY All special share certifica
Know that you should invest in yourself, but just can't find the time? Well, you can, and the time is probably right in front of you … Investing in yourself is important because no one cares about your success or your financial security as
If your student loan debt burden is big enough, youve probably considered the prospect of doing a student loan refinance. After all, people refinance their homes and business loans all the time. Why should student loans be any different? The truth is
Ramit gives you the very best budget help with an automated system. This is the alternative to typical budgeting. This is a system thatll last. Budget help: How to build a bulletproof budget is a post from: I Will Teach You To Be Rich.Even after 10+
The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a married filing joint couple with no children in Tax Year 2018. I’ll
With temptation surrounding us at all times, it's important to ask yourself: What motivates you to make money? Having spent some time in Vegas, what I’ve noticed is that there are many people who have lost all their money in the casinos as
Baseball's All Star Game (also known as the "Midsummer Classic", although nobody outside of the evil influence of Major League Baseball's marketing staff calls it that) is upon us once again, and once again, thanks to many more years of uninteresting
Who do you trust with your money? A robot or a human? In our Fisher Investments review, we’ll tell you why you may prefer this human-guided investment firm over robo-advisors. If youre uncomfortable managing your own investments, and youre
It's easy to neglect household chores when you're busy — and if you don't like doing them in the first place! For certain families and certain tasks, it makes sense to hire someone to help you out, whether it's a cleaning crew that comes by
Our passive portfolio is back off the canvas and shrugging off every blow the forces of pessimism can throw at it. Our plucky Slow & Steady portfolio is well on the road to recovery after last quarter’s bloody nose. It’s s
Even the most airtight budget can be caught off guard by unexpected expenses. What do you do when youre hit with a large bill that needs to be paid immediately? Setting up a savings account and contributing to it regularly can save you a lot of worry
The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a single filer with no dependents in Tax Year 2018. I’ll try to illust
Public transportation is unavoidable, especially if you're on vacation or have to travel for work often. What's also unavoidable is being exposed to the millions of germs from the thousands of passengers that use the same forms of transportation dail
The July 2018 issue of the AAII Journal — the monthly publication of the American Association of Individual Investors — includes an intersting article about how to “increase your retirement resources”. This pla
Most people concerned about their credit score only focus on their FICO number. As a result many throw away good money when they sign up for products and services the company sells. Dont get me wrong the company that sells the FICO score (Fair Isaac)
**This is a sponsored post written by me on behalf of EQ Bank. However, as always, all opinions are my own. I get a number of daily requests for sponsored posts but I generally ignore them unless its a product that really adds value to the marketplac
A reader writes in, asking: “How can you measure, and verify, a financial adviser’s performance for the sake of comparing one prospective adviser to another?” While this is a common question for people to ask, it&#82
If the cost of a plane ticket is keeping you from booking your next vacation, it’s time to dust off your luggage and learn about 10 little-known ways to save on airfare and airline fees. Did you know there’s a way to lock in an ai
When some people first hear that I engineered my layoff, they get up on their Clydesdales and say something like, “I would never do that. It sounds unethical.” I’m always surprised by this response in this day and age of
Ever try tracking what you spend on *wants*? We all know that tracking every transaction helps keep you accountable, but what if you were to just focus on the *wants* side of the equation? Would it open up your eyes even more or change future habits?
More than 5 million Americans call South Carolina home, and each of those Americans needs access to some kind of banking service. There are dozens of banks that operate in the state looking to meet that need. One of the most common banking services o
The second week of July 2018 saw the S&P 500 finally claw its way back above the 2,800 level, closing the week at the highest level that it has been since the end of January 2018. Meanwhile, the S&P 500 continues to fall within our "redzone"
When you're prepping for hurricane season, it's easy to get caught up in protecting your house and making sure you're stocked with basic supplies. You may totally forget about your car. This is a mistake — in a natural disaster, your car mi
Target is offering a mobile coupon for $20 off a $50+ purchase. Simply text LKWKGK to TARGET (827438) and a special link and promo code will be texted back to you. Coupon will expire 10/31/18. Valid both in-stores and online. Found via Slickdeals. Ex
Individual retirement accounts (IRAs) are a special type of account that you can use to save for retirement. They offer unique tax advantages but put restrictions on when and how you are permitted to make withdrawals. The government designed IRAs as
You should always buy the generic version of these products. Buying name brand was the way to go once upon a time. Walking into a grocery store, you could easily spot the brands you know and trust. Even though you were paying a premium for them, the
A new report reveals half the population would never invest in shares, plus the rest of the week's good reads What caught my eye this week. New research from Scottish Friendly makes dispiriting reading for anyone who has spent a decade trying to teac
What financial lessons did you learn as an adult that you wish you knew as a kid? You might find one of those in our roundup of 14 things every high school student should know about money. Have you noticed that most personal finance advice is written
The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a married filing joint couple with 1 dependent in Tax Year 2018. I’ll
The Buyerarchy of Needs Caught this on the internets the other day and almost had a moneygasm! It comes from the beautiful mind of Sarah Lazarovic, and thought we’d marinate on it for a bit as it’s pretty epic… Link to d
Sometimes, a regular savings account just doesn’t produce the desired results. Even if you diligently deposit money into your savings account each pay period, your account may grow at a slow pace because you’re not earning a lot o
There are many factors that determine whether or not you'll be successful at managing money throughout your life. But of those many factors, your personal habits and character traits are perhaps the biggest. If you look through this list and see your